I think that these are two experiences that show progress in the development of your NP personality.
I know that they are not completely understandable to you...or to me for that matter, because of course, they are entirely personal to you only; but I think that I can see some ideas that you might find useful.
Again, keeping in mind that this is only
my interpretation...
First, I think that it is good that you had two experiences back to back, the same night, and obviously recorded them for future interpretation. Just having the level of consciousness that you displayed during the experiences and the memory afterward, is a good sign of progress.
Second, is that you are noticing the instinctual recognition of the importance and symbolism of light within your experiences. Whether it is a dark, gloomy night or bright, blue sky day; the headlights are bright showing you the way, or dim and barely exposing what lies ahead...this is an indication of your awareness level. A dark environment indicates a low level of awareness, you can try asking for or 'intending' clarity...sometimes this is a low light/awareness condition that is imposed upon you...a condition Szaxx described aptly to me as 'subdued awareness'. This is a testing method of your natural or instinctive abilities. I have found it a method that seems at first a bit unfair, but I have to admit to its ruthless efficacy. That and the emotional angst at the end of Dream 1 may have been a taste of how important awareness is to the possible outcome...
A quick Simulation to show the importance of these two concepts?, maybe, IDK, it was your experience...
You wrote- "On waking I thought about the dream a bit, letting my feelings settle..." I like that period of review between two or more experiences in the middle of the night, another good indicator of the flexibility of your awareness that is developing; it may rob a bit of sleep, but begins to show a whole new realm of nightly awareness and reflection that we can explore. I find these to be very special and unique moments.
The second experience seems to me to be a 'set' of experiences ranging from 'tossing and turning' to SP hypno effects and some RTZ departures where you displayed some good cognition such as recognizing the 'relative' power involved in invoking help from a Savior. That's not to say that it doesn't help when needed but you had a moment of understanding within the extant environment, which is still important. Your 'fear' is a much more relevant component. That was just one moment of several or many moments of understanding that this experience afforded you; I will leave the recognition of the rest of those moments to you. Meditating on it once more may bring some more recall through.
The cellphone stuff I don't personally find too much to discern, but that specific ending may be showing you the limitations of the RTZ experience. The question then becomes- What is next?
So, to finish, I think this was a really good couple of experiences even though it may not have immediately felt like it. My simple proof is that you somehow felt it important enough to post it and invite comment; that is another sign of your instinct at work...Aha!!

And I will suggest a re-read of this if you haven't already-
http://www.astralpulse.com/forums/welcome_to_dreams/presenting_a_question_for_a_dream_simulation-t46604.0.html;msg362164#msg362164Good work!
EV